|
REGELING van de Minister van Binnenlandse Zaken en
Koninkrijksrelaties van 14 december 2011, nr. 2011-20008138, houdende
vaststelling van percentages, bedragen en inkomensklassen ingevolge de
Wet bevordering eigenwoningbezit en wijziging van enkele bedragen in die
wet (Regeling koopsubsidiegrenzen 2012)
De Minister van Binnenlandse Zaken en
Koninkrijksrelaties;
Gelet op de artikelen 23, 26, tweede lid, 29,
derde, vijfde en zevende lid, en 41, eerste en tweede lid, van de Wet
bevordering eigenwoningbezit;
Besluit:
§ 1. Vaststelling van
percentages, bedragen en inkomensklassen ingevolge de Wet bevordering
eigenwoningbezit
Artikel 1
De rentevaste periode, bedoeld in artikel
23 van de Wet bevordering eigenwoningbezit, is: 10 jaar.
Artikel 2
Het percentage van de toetsrente, bedoeld
in artikel 26, eerste lid, van de Wet bevordering eigenwoningbezit,
bedraagt: 4,7.
Artikel 3
De financieringslastnorm, bedoeld in
artikel 29, eerste lid, van de Wet bevordering eigenwoningbezit,
bedraagt:
a. voor een- en
meerpersoonshuishoudens:
| |
Financieringslastnorm |
|
1 |
20,50% |
|
2 |
20,50% |
|
3 |
20,50% |
|
4 |
23,50% |
|
5 |
23,50% |
|
6 |
25,00% |
|
7 |
25,00% |
|
8 |
26,50% |
|
9 |
26,50% |
|
10 |
28,00% |
|
11 |
28,00% |
|
12 |
29,00% |
|
13 |
29,00% |
|
14 |
29,00% |
|
15 |
29,00% |
|
16 |
29,00% |
|
17 |
29,00% |
|
18 |
29,00% |
|
19 |
29,00% |
|
20 |
29,00% |
|
21 |
29,00% |
|
22 |
29,00% |
|
23 |
29,00% |
|
24 |
29,00% |
|
25 |
29,00% |
|
26 |
29,00% |
|
27 |
29,00% |
|
28 |
29,00% |
|
29 |
29,00% |
|
30 |
29,00% |
|
31 |
29,00% |
|
32 |
29,00% |
|
33 |
29,00% |
|
34 |
29,00% |
|
35 |
29,00% |
|
36 |
29,00% |
|
37 |
29,00% |
|
38 |
29,00% |
|
39 |
29,00% |
|
40 |
29,00% |
|
41 |
29,00% |
|
42 |
29,00% |
, en
b. voor een- en
meerpersoonsouderenhuishoudens:
| |
Financieringslastnorm |
|
1 |
21,50% |
|
2 |
21,50% |
|
3 |
21,50% |
|
4 |
24,00% |
|
5 |
24,00% |
|
6 |
25,50% |
|
7 |
25,50% |
|
8 |
26,50% |
|
9 |
26,50% |
|
10 |
27,50% |
|
11 |
27,50% |
|
12 |
28,50% |
|
13 |
28,50% |
|
14 |
28,50% |
|
15 |
28,50% |
|
16 |
29,00% |
|
17 |
29,00% |
|
18 |
29,50% |
|
19 |
29,50% |
|
20 |
29,50% |
|
21 |
29,50% |
|
22 |
30,00% |
|
23 |
30,00% |
|
24 |
30,50% |
|
25 |
30,50% |
|
26 |
31,00% |
|
27 |
31,00% |
|
28 |
31,50% |
|
29 |
31,50% |
|
30 |
32,00% |
|
31 |
32,00% |
Artikel 4
Het percentage, bedoeld in artikel 29,
tweede lid, van de Wet bevordering eigenwoningbezit, waarmee de
financieringslastnorm, bedoeld in het eerste lid van dat artikel, ten
hoogste kan worden vermeerderd, bedraagt:
a. voor een- en
meerpersoonshuishoudens:
| |
Opslagpercentage |
|
1 |
6,72% |
|
2 |
6,72% |
|
3 |
6,72% |
|
4 |
6,72% |
|
5 |
6,72% |
|
6 |
6,72% |
|
7 |
6,72% |
|
8 |
6,72% |
|
9 |
6,72% |
|
10 |
6,72% |
|
11 |
6,72% |
|
12 |
6,72% |
|
13 |
6,72% |
|
14 |
6,72% |
|
15 |
6,72% |
|
16 |
6,72% |
|
17 |
6,72% |
|
18 |
6,72% |
|
19 |
6,72% |
|
20 |
6,72% |
|
21 |
6,72% |
|
22 |
6,72% |
|
23 |
6,72% |
|
24 |
6,72% |
|
25 |
6,72% |
|
26 |
6,72% |
|
27 |
6,72% |
|
28 |
6,49% |
|
29 |
5,95% |
|
30 |
5,42% |
|
31 |
4,90% |
|
32 |
4,41% |
|
33 |
3,92% |
|
34 |
3,45% |
|
35 |
2,99% |
|
36 |
2,55% |
|
37 |
2,12% |
|
38 |
1,70% |
|
39 |
1,29% |
|
40 |
0,89% |
|
41 |
0,50% |
|
42 |
0,12% |
, en
b. voor een- en
meerpersoonsouderenhuishoudens:
| |
Opslagpercentage |
|
1 |
5,22% |
|
2 |
5,22% |
|
3 |
5,22% |
|
4 |
5,22% |
|
5 |
5,22% |
|
6 |
5,22% |
|
7 |
5,22% |
|
8 |
5,22% |
|
9 |
5,22% |
|
10 |
5,22% |
|
11 |
5,22% |
|
12 |
5,22% |
|
13 |
5,22% |
|
14 |
5,22% |
|
15 |
5,22% |
|
16 |
5,22% |
|
17 |
5,22% |
|
18 |
5,22% |
|
19 |
5,22% |
|
20 |
5,22% |
|
21 |
5,22% |
|
22 |
5,22% |
|
23 |
5,22% |
|
24 |
5,22% |
|
25 |
5,22% |
|
26 |
4,49% |
|
27 |
3,95% |
|
28 |
2,92% |
|
29 |
2,40% |
|
30 |
1,41% |
|
31 |
0,92% |
Artikel 5
De inkomensklassen, en de daarbij
behorende maximale hypothecaire lening, bedoeld in artikel 29, vijfde
lid, van de Wet bevordering eigenwoningbezit, zijn:
a. voor een- en
meerpersoonshuishoudens:
| |
Inkomensklasse |
Inkomensklasse |
Maximale
hypothecaire lening |
Maximale
hypothecaire lening |
| |
Ondergrens |
Bovengrens |
Ondergrens |
Bovengrens |
|
1 |
€0 |
€18.999 |
€0 |
€83.095 |
|
2 |
€19.000 |
€19.499 |
€83.100 |
€85.282 |
|
3 |
€19.500 |
€19.999 |
€85.286 |
€87.469 |
|
4 |
€20.000 |
€20.499 |
€97.144 |
€99.537 |
|
5 |
€20.500 |
€20.999 |
€99.542 |
€101.965 |
|
6 |
€21.000 |
€21.499 |
€107.031 |
€109.574 |
|
7 |
€21.500 |
€21.999 |
€109.579 |
€112.122 |
|
8 |
€22.000 |
€22.499 |
€117.430 |
€120.093 |
|
9 |
€22.500 |
€22.999 |
€120.099 |
€122.762 |
|
10 |
€23.000 |
€23.499 |
€128.311 |
€131.095 |
|
11 |
€23.500 |
€23.999 |
€131.100 |
€133.884 |
|
12 |
€24.000 |
€24.499 |
€137.746 |
€140.610 |
|
13 |
€24.500 |
€24.999 |
€140.616 |
€143.480 |
|
14 |
€25.000 |
€25.499 |
€143.458 |
€146.349 |
|
15 |
€25.500 |
€25.999 |
€146.355 |
€149.219 |
|
16 |
€26.000 |
€26.499 |
€149.225 |
€152.089 |
|
17 |
€26.500 |
€26.999 |
€152.094 |
€154.958 |
|
18 |
€27.000 |
€27.499 |
€154.964 |
€157.828 |
|
19 |
€27.500 |
€27.999 |
€157.834 |
€160.698 |
|
20 |
€28.000 |
€28.499 |
€160.704 |
€163.567 |
|
21 |
€28.500 |
€28.999 |
€163.573 |
€166.437 |
|
22 |
€29.000 |
€29.499 |
€166.443 |
€169.307 |
|
23 |
€29.500 |
€29.999 |
€169.313 |
€172.177 |
|
24 |
€30.000 |
€30.499 |
€172.182 |
€175.046 |
|
25 |
€30.500 |
€30.999 |
€175.052 |
€177.916 |
|
26 |
€31.000 |
€31.499 |
€177.922 |
€180.786 |
|
27 |
€31.500 |
€31.999 |
€180.791 |
€182.466 |
|
28 |
€32.000 |
€32.499 |
€182.466 |
€182.466 |
|
29 |
€32.500 |
€32.999 |
€182.466 |
€182.466 |
|
30 |
€33.000 |
€33.499 |
€182.466 |
€182.466 |
|
31 |
€33.500 |
€33.999 |
€182.466 |
€182.466 |
|
32 |
€34.000 |
€34.499 |
€182.466 |
€182.466 |
|
33 |
€34.500 |
€34.999 |
€182.466 |
€182.466 |
|
34 |
€35.000 |
€35.499 |
€182.466 |
€182.466 |
|
35 |
€35.500 |
€35.999 |
€182.466 |
€182.466 |
|
36 |
€36.000 |
€36.499 |
€182.466 |
€182.466 |
|
37 |
€36.500 |
€36.999 |
€182.466 |
€182.466 |
|
38 |
€37.000 |
€37.499 |
€182.466 |
€182.466 |
|
39 |
€37.500 |
€37.999 |
€182.466 |
€182.466 |
|
40 |
€38.000 |
€38.499 |
€182.466 |
€182.466 |
|
41 |
€38.500 |
€38.999 |
€182.466 |
€182.466 |
|
42 |
€39.000 |
€39.159 |
€182.466 |
€182.466 |
, en
b. voor een- en
meerpersoonsouderenhuishoudens:
| |
Inkomensklasse |
Inkomensklasse |
Maximale
hypothecaire lening |
Maximale
hypothecaire lening |
| |
Ondergrens |
Bovengrens |
Ondergrens |
Bovengrens |
|
1 |
€0 |
€19.999 |
€0 |
€85.862 |
|
2 |
€20.000 |
€20.499 |
€85.866 |
€88.009 |
|
3 |
€20.500 |
€20.999 |
€88.013 |
€90.155 |
|
4 |
€21.000 |
€21.499 |
€98.595 |
€100.938 |
|
5 |
€21.500 |
€21.999 |
€100.943 |
€103.286 |
|
6 |
€22.000 |
€22.499 |
€108.593 |
€111.056 |
|
7 |
€22.500 |
€22.999 |
€111.061 |
€113.524 |
|
8 |
€23.000 |
€23.499 |
€117.224 |
€119.767 |
|
9 |
€23.500 |
€23.999 |
€119.773 |
€122.316 |
|
10 |
€24.000 |
€24.499 |
€126.177 |
€128.801 |
|
11 |
€24.500 |
€24.999 |
€128.806 |
€131.429 |
|
12 |
€25.000 |
€25.499 |
€135.451 |
€138.155 |
|
13 |
€25.500 |
€25.999 |
€138.161 |
€140.864 |
|
14 |
€26.000 |
€26.499 |
€140.870 |
€143.573 |
|
15 |
€26.500 |
€26.999 |
€143.579 |
€146.282 |
|
16 |
€27.000 |
€27.499 |
€148.457 |
€151.200 |
|
17 |
€27.500 |
€27.999 |
€151.206 |
€153.950 |
|
18 |
€28.000 |
€28.499 |
€156.205 |
€158.988 |
|
19 |
€28.500 |
€28.999 |
€158.994 |
€161.778 |
|
20 |
€29.000 |
€29.499 |
€161.783 |
€164.567 |
|
21 |
€29.500 |
€29.999 |
€164.573 |
€167.356 |
|
22 |
€30.000 |
€30.499 |
€169.772 |
€172.596 |
|
23 |
€30.500 |
€30.999 |
€172.602 |
€175.426 |
|
24 |
€31.000 |
€31.499 |
€177.922 |
€180.786 |
|
25 |
€31.500 |
€31.999 |
€180.791 |
€182.466 |
|
26 |
€32.000 |
€32.499 |
€182.466 |
€182.466 |
|
27 |
€32.500 |
€32.999 |
€182.466 |
€182.466 |
|
28 |
€33.000 |
€33.499 |
€182.466 |
€182.466 |
|
29 |
€33.500 |
€33.999 |
€182.466 |
€182.466 |
|
30 |
€34.000 |
€34.499 |
€182.466 |
€182.466 |
|
31 |
€34.500 |
€34.942 |
€182.466 |
€182.466 |
§ 2. Wijziging van de Wet bevordering
eigenwoningbezit
Artikel 6
[Wijzigt de Wet bevordering
eigenwoningbezit]
§ 3. Slotbepalingen
Artikel 7
De Regeling koopsubsidiegrenzen 2011
wordt ingetrokken.
Artikel 8
Deze regeling treedt in werking met
ingang van 1 januari 2012.
Artikel 9
Deze regeling wordt aangehaald als:
Regeling koopsubsidiegrenzen 2012.
Deze regeling
zal met de toelichting in de Staatscourant worden geplaatst.
Den Haag,
14 december 2011.
De Minister van Binnenlandse Zaken en Koninkrijksrelaties,
J.P.H. Donner.
|